Fund Your Master's Abroad with India's #1 Public Bank

SBI brings you a hassle-free education loan experience. Get low interest rates starting @ just 9.25%, to get funds for tuition, living, and travel expenses—all in one place!

First Name*

Last Name*

Email*

Phone Number*

What would you like to study?*

When are you planning to start your Master's?*

What is your current application status?*

What is your preferred country for Master's?*

Which competitive test have you taken?*

Key Features:

Loan amount Upto ₹ 3.00 crores

Collateral free loan Upto ₹ 50.00 lakhs for select premier institutions.
Repayment through EMI upto 15 years
Loan sanction/ disbursement prior to i20/Visa
Tax Benefit under section 80(E)

HIGHLIGHTS

Repayment

documents required

Eligible Courses - Studies Abroad

Regular Graduate Degree/Post-Graduate Degree/Diploma/Certificate/Doctorate Courses in any discipline offered by foreign Institutes/Universities in USA, UK, Canada, Australia, Singapore, Japan, Hong Kong, New Zealand and Europe [Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Russia, Spain, Sweden, Switzerland, United Kingdom]

Eligible Expenses

Fee payable to college/school/hostel.

Examination/Library/Laboratory fee.

Travel expenses/passage money for studies abroad.

Purchase of books/equipments/instruments/ uniforms/computer at reasonable cost, if required for course completion and any other expense required to complete the course– like study tours, project work, thesis, etc. can be considered for loan subject to the condition that these should be capped at 20% of the total tuition fees payable for completion of the course.

Caution deposit /building fund/refundable deposit supported by Institution bills/receipts the amount considered for loan should not exceed 10% of the tuition fees for the entire course.

Premium of life insurance/ credit life policy to improve insurance-coverage of the loan

Margin: Scholarship/assistantship to be included in margin.

Margin to be brought in on year-on-year basis as and when disbursements are made on a pro-rata basis or while availing first disbursement.

Processing Fee: ₹ 10,000/- per application.

Simple Interest will be charged during Course Period + Moratorium Period

Security

Tangible collateral security

Collateral security offered by Third Party (other than parents) can also be accepted

Start Shortlisting

HIGHLIGHTS

Repayment

documents required

Eligible Courses - Studies Abroad

Eligible Expenses

Fee payable to college/school/hostel.

Examination/Library/Laboratory fee.

Travel expenses/passage money for studies abroad.

Caution deposit /building fund/refundable deposit supported by Institution bills/receipts the amount considered for loan should not exceed 10% of the tuition fees for the entire course.

Premium of life insurance/ credit life policy to improve insurance-coverage of the loan

Margin: Scholarship/assistantship to be included in margin.

Margin to be brought in on year-on-year basis as and when disbursements are made on a pro-rata basis or while availing first disbursement.

Processing Fee: ₹ 10,000/- per application.

Simple Interest will be charged during Course Period + Moratorium Period

Security

Tangible collateral security

Collateral security offered by Third Party (other than parents) can also be accepted

Start Shortlisting

HIGHLIGHTS

Repayment

documents required

Eligible Courses - Studies Abroad

Eligible Expenses

Fee payable to college/school/hostel.

Examination/Library/Laboratory fee.

Travel expenses/passage money for studies abroad.

Caution deposit /building fund/refundable deposit supported by Institution bills/receipts the amount considered for loan should not exceed 10% of the tuition fees for the entire course.

Premium of life insurance/ credit life policy to improve insurance-coverage of the loan

Margin: Scholarship/assistantship to be included in margin.

Margin to be brought in on year-on-year basis as and when disbursements are made on a pro-rata basis or while availing first disbursement.

Processing Fee: ₹ 10,000/- per application.

Simple Interest will be charged during Course Period + Moratorium Period

Security

Tangible collateral security

Collateral security offered by Third Party (other than parents) can also be accepted

Start Shortlisting

At least one self-attested copy of the Officially Valid Documents (OVD) mentioned below to be submitted, as proof of identity and address:

Fee Passport

Driving license

Proof of possession of Aadhaar Number

Voter's Identity Card issued by Election Commission of India

Job card issued by NREGA duly signed by an officer of the State Government

Letter issued by the National Population Register containing details of name and address to college/school/hostel.

If the OVD furnished by the customer does not contain updated address, the following documents shall be deemed to be OVDs for the limited purpose of proof of address:

Utility bill which is not more than two months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill)

Property or Municipal tax receipt

Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public-Sector Undertakings, if they contain the address

Letter of allotment of accommodation from employer issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial Institutions, listed companies and lease and licence agreements with such employers allotting official accommodation.

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From Dreams to Disbursement

Hear real students talk about real savings after getting the best ed-loans from the right banks

2.5 lakh

Indians served

1,304+ Cr

saved in student debt

25000+ Cr

loans requested

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Solving finance problems for parents and students

Since 2021, GradRight has served the dreams many parents and students, solving for their financial stress and saving INR 2500 Crores of Indian’s money by getting them the right loan.

Trusted by 2.5 Lakh+ students for their education loan requirements

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This start-us has brought students, universities and banks together

EdTech start-up GradRight currently has 26 university partners and 16 lenders; in the last two and a half years, nearly ₹2,000 crore worth of loans have been disbursed and, more importantly, 80% of the students were from Tier 2/3 towns

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